The Home You Want on a Payment Plan You Can Live With
Patriot Home Solutions offers flexible payment options to make your project manageable, with clear terms, no hidden fees, and a local team that walks you through every option before you commit.
Our Approach to Financing
Home Improvement Shouldn’t Mean Draining Your Savings
A lot of homeowners put off much-needed home improvement projects, like leaky windows, aging roofs, or drafty doors, because the cost of these projects can often feel out of reach. Financing with Patriot Home Solutions lets you address those problems today and spread the cost over time, so you’re not choosing between your home and your cash flow.
We offer three straightforward payment options. Every customer gets the same written price whether they’re paying in full or financing, and we never use payment plans as a way to obscure what something actually costs.
THREE WAYS TO PAY
Payment plans
From promotional no-interest plans to simple pay-in-full, our team is ready to help you figure out which option makes the most sense for your project and budget.
01
Same-As-Cash - 0% APR
Pay no interest as long as the full balance is paid before the promotional period ends. Ideal for homeowners who want to manage cash flow over the short term without carrying long-term financing costs.
✓ No interest during promotional period
Balance must be paid in full before period ends
✓ Promotional term: [ask us for current offer]
Terms subject to lender program availability
✓ Subject to credit approval
Same-day application and decision
*0% APR promotional offer subject to credit approval and lender terms. Standard rate applies after promotional period if balance remains. Ask us for current program details.
02
Low Monthly Payments - Fixed Rate
Lock in a fixed monthly payment over an extended term and know exactly what you’ll pay each month from day one.
This is our most popular option for larger window and door projects where predictability matters.
✓ Fixed monthly payment
Same amount every month with no surprises
✓ Extended term: [ask us]
Multiple term options available
✓ No prepayment penalty
Pay it off early at any time
*Rate and term subject to credit approval. Call us for current APR and available term lengths for your project size.
03
Pay in Full
Prefer to pay by check, cash, or card at time of installation? We accept payment in full with no financing fees, markups, or added complexity. Always available and never penalized.
✓ Check, cash, or major credit card
All standard payment methods accepted
✓ No financing fees or markups
You pay exactly the quoted project price
✓ Payment due at installation
Contact Us for Your No-Obligation Energy Audit
New York State grants, EmPower NY, and available rebates
Up to $20,000 in Rebates Available for New York Homeowners
You might be leaving thousands of dollars on the table each year. Federal and New York state rebates can cover a significant portion of your window, door, and energy upgrades. But these programs won’t last forever! New York State grants, EmPower NY, and available rebates can be found by clicking the button below.
ABOUT US
Guaranteeing Your Great Experience
Patriot Home Solutions is a Central New York home improvement company built on the principle that homeowners deserve honest advice, skilled work, and a team that stands behind what they do. We’re not a national franchise; we’re your neighbors.
WINDOWS & DOORS
ENERGY EFFICIENCY
ROOFS & GUTTERS
Serving Central New York Since 2019
100+ Roof Maxx Treatments Completed
500+ Windows & Doors Installed
Meet Our Team
More about Patriot Home Solutions
Limited
Lifetime warranty
available
Select window and door products are backed by our limited lifetime warranty for your peace of mind.
A team you can trust
Licensed, bonded, & insured
A team you can trust to protect your home and your investment.
Quality guaranteed
Factory-trained technicians
Quality guaranteed by pros who know the products inside and out.
Contact Us for Your No-Obligation Energy Audit
Why Central New York Homeowners Choose Patriot Home Solutions
WINDOWS & DOORS INSTALLED
%
LICENSED & INSURED
AVERAGE GOOGLE RATING
How does the financing application work?
After we provide your written estimate and you’ve decided to finance, we walk you through a short application with our lending partner. Decisions are typically same-day. We handle the paperwork with you so you’re not left navigating a lender portal on your own. You’ll receive full disclosure of the rate, term, and total cost before signing anything.
Does applying for financing affect my credit score?
Most financing applications involve a credit inquiry, which can have a small, temporary effect on your credit score. If you have concerns about your credit situation, call us directly before applying, and we can talk through the options and help you understand what’s realistic before any inquiry is made.
Can I pay off my financing early?
Our standard financing plans do not carry prepayment penalties, meaning you can pay off the balance early at any time without additional fees. For same-as-cash promotional plans, paying off the balance before the promotional period ends means you pay zero interest. Always confirm the specific terms of your plan with us at the time of signing.
Is there a minimum project size to use financing?
Minimum financing amounts vary by plan. Financing tends to make the most sense for projects above a certain threshold, but we’ll let you know what applies to your specific project when we provide your estimate. There’s never any obligation to finance, and pay-in-full is always available for any project size.
Have a question?
(315) 401-0440
Articles and resources
Get expert advice on windows, doors, energy efficiency, and home maintenance from our team. See all our blog posts.
Summary Most asphalt roofs in Central New York are estimated to last 20 to 25 years, but harsh winters and freeze-thaw cycles can shorten that window exponentially. Knowing when to replace versus when to restore can save you thousands. Take a walk through the exterior...
Summary In Central New York's cold climate, choosing between double-hung and casement windows comes down to room use, exterior clearance, and installation quality more than style. Double-hung windows suit most CNY home styles and can be cleaned easily from the inside....
Summary Weatherstripping is a reasonable first step for a drafty door, but in Central New York, it's rarely a lasting fix. Freeze-thaw cycles warp frames, foundation settling shifts doors out of alignment, and older hollow-core doors conduct cold straight through the...